Conventional Loans

Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.

While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.

Contact Us

Ryan Sparks Mortgages - Luneta Home Loans
10542 S. Jordan Gateway #300
South Jordan, UT 84095
Phone: (801) 828-8645

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Mortgage Brokers in West Valley City

Licensing

Ryan Sparks
NMLS #1455482

Luneta Home Loans
NMLS #2027806

Equal Housing Lender