Conventional Loans

Welcome to our comprehensive guide on conventional loans, your gateway to achieving the dream of homeownership. At Influence Lending, we understand that navigating the realm of home financing can be daunting. That's why we're here to simplify the process and provide you with the information you need to make informed decisions.

What Are Conventional Loans?

Conventional loans are mortgage loans offered by private lenders, not backed by any government agency such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA). These loans adhere to guidelines set by Fannie Mae and Freddie Mac, two government-sponsored enterprises.

Why Choose Conventional Loans?

Conventional loans offer flexibility and a range of terms to suit different financial situations. They may be ideal for borrowers with strong credit scores, stable income, and a substantial down payment. Additionally, conventional loans typically have competitive interest rates and fewer restrictions compared to government-backed loans.

Introducing Ryan Sparks with Influence Lending

When it comes to securing a conventional loan in the Salt Lake City, Utah area, you need a trusted professional by your side. We proudly recommend Ryan Sparks with Influence Lending as an experienced mortgage advisor who can guide you through the loan process with expertise and integrity.

Ryan Sparks brings a wealth of knowledge and a commitment to providing personalized service to each client. With a deep understanding of the local market dynamics and a dedication to helping individuals and families achieve their homeownership goals, Ryan is the ideal partner for your home financing journey.

Whether you're a first-time homebuyer or looking to refinance your current mortgage, Ryan Sparks and his team at Influence Lending are ready to assist you every step of the way. With their emphasis on transparency, communication, and efficiency, you can trust that you're in good hands.

Contact Us Today

Ready to explore your options with conventional loans? Don't hesitate to reach out to Ryan Sparks with Influence Lending. Together, we'll work towards turning your homeownership dreams into reality. Contact us today to schedule a consultation and take the first step towards securing your future.

Contact Us

Ryan Sparks Mortgages - Influence Lending
7985 S 700 E Ste 301
Sandy, UT 84070
Phone: (801) 828-8645

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Licensing

Ryan Sparks
NMLS #1455482

Influence Lending
NMLS #1770793

Equal Housing Lender