Today's Rates

Our low FHA, VA, Jumbo, & Conventional mortgage rates are among the most competitive in the industry & we'll present you all accessible financing options.

Purchase Assistant

As Utah’s leading Mortgage Company we alleviate the typically drawn-out loan process, pre-approving borrowers within an hour and providing a pre-approval certificate.

Refinance Advisor

No matter what your need to refinance is, our highly experienced team of mortgage brokers can help you find the perfect loan solution to fit your needs and circumstances.

Ryan Sparks – Loan Officer

Ryan Sparks is a Loan Officer in Salt Lake City, Utah. Ryan got his start in the lending industry in 2001 with Spectrum Funding. Ryan is a powerhouse in the field, backed by a team of lending experts. He feels the most satisfying thing about his career, are the relationships he builds with clients and others involved with mortgage lending and Real Estate. He has created lifelong relationships with clients who have become dear friends, making it even more gratifying to cross the finish line at closing. Ryan feels a great sense of satisfaction knowing that he was a part of making dreams come true assisting clients with a purchase or a refinance and that that their financial home position is in a better place than before.

Ryan is the one-stop shop for mortgage needs. When a client comes to Ryan Sparks, he will begin by listening. He wants to understand your goals and priorities so that he can offer a home loan solution that is the right one for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. Ryan specializes in a wide range of loan programs, from FHA and VA to Conventional and Jumbo. He understands that you are an individual and his recommendations will respect your unique circumstances.

“If Ryan and his team can’t get my loan done, nobody can.”

Sometimes we need to think outside the box and that takes knowledge and experience in this industry. That is what he will provide to you. Communication is key, and sharing information is as important as listening. He will make sure you know what is happening with your mortgage as it progresses through the process and will be available to answer your questions at any time, every step of the way, from application to closing and beyond.

Ryan lives in Salt Lake City, UT. When he has free time, you will find him exploring trails by rock crawling in his side by side with family and friends, fly fishing, traveling, or just being outside enjoying all the beautiful nature that Utah has to offer.

Begin the home loan process today! Our team is armed with the best loan programs in the area and have a proven record of getting loans funded on time.

Why choose Ryan Sparks Mortgages - Citywide Homes Loans?

Our Experience

Ryan Sparks Mortgages - Citywide Homes Loans has over 20 years of experience in residential lending. That means we can find a solution to any situation.

We're Local

We are proud to serve the Salt Lake City area. Whether you're looking to move here or move up, we're here to help.

Our Values

Every member of the Ryan Sparks Mortgages - Citywide Homes Loans team prides themselves on their honesty, integrity, and lasting relationships with clients.


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Contact Us

Ryan Sparks Mortgages - Citywide Homes Loans
4500 S 512 W
Salt Lake City, UT 84107
Phone: (801) 828-8645

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Mortgage Brokers in West Valley City


Ryan Sparks
NMLS #1455482

Citywide Homes Loans
NMLS #67180

Equal Housing Lender