Top Rated Mortgage Company In Utah
If you have mortgage related questions, we have the answers.
Meet Ryan Sparks: Your Salt Lake City Mortgage Pro
Ryan Sparks, a Sales Manager and Senior Mortgage Loan Officer in Salt Lake City, Utah, launched his distinguished career in the lending industry back in 2001 with Spectrum Funding. Considered a powerhouse in the mortgage field and backed by a dedicated team of lending experts, Ryan’s true passion lies in the meaningful relationships he cultivates. He cherishes seeing clients become dear friends and finds immense satisfaction in helping them achieve their dreams, whether it's purchasing a home or improving their financial position through refinancing. When he's not navigating the mortgage landscape, Ryan enjoys exploring Utah's stunning natural beauty with family and friends, be it rock crawling, fly fishing, or traveling.
How much do you qualify for?
No Obligation. No Credit Check.
$350 M
in loans funded to date
17-DAY
average closing
100%
customer satisfaction rate

Tailored Loan Solutions & Clear Guidance
Ryan offers a comprehensive, "one-stop shop" experience for all your mortgage needs. His process begins by truly listening to understand your specific goals and priorities. Whether you're a first-time homebuyer, a long-time homeowner, seeking an investment property, or a renovation loan, Ryan brings expertise in a wide array of loan programs, including FHA, VA, Conventional, and Jumbo. He is committed to clear, consistent communication, ensuring you're informed and supported every step of the way, from your initial application right through to closing and beyond. Get in touch today to discuss your options!
Quick Custom Quotes & Streamlined Loan Experience
Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

Our clients are the foundation of our success